SPEI PayOut

Transfers are made using the SPEI system with a unique CLABE number. The CLABE is an 18-digit standardized bank account number in Mexico that identifies both the bank branch and the specific account.

Allows the creation of pay-out (outgoing payments).

URL:https://api.payelu.xyz/api/v1/payments/payout_hth

Country Uses:

Mexico: SPEI

Request Parameters:

Parameter	Type	Description	Requeriment
`service_code`	string	’`SPEI_MX`’	required
`amount`	num	Amount to process. e.g. `123.45`	required
`reference`	string	Merchant’s Unique ID for transaction. It must be 22 alfanumeric digits (i.e. ‘`0000000000002507135224`‘)	required
`account`	num	Recipient's bank account number (CLABE)	required
`account_beneficiary`	string	Recipient's name and last name	required

SPEI Example Request:


{

"service_code": "SPEI_MX",
"amount": 5,
"reference": "{{payout_ref}}",
"account" : "722969040861502508" ,
"account_beneficiary":"Abel Perez Reyes"

}

SPEI Example Response:


{

"status": "success",
"data": {
"transaction_id": "686c11c05dedf17264945b67",
"amount": 5.0,
"reference": "{{payout_ref}}",
"created_at": "2025-07-07T18:28:16+00:00",
"status": "PENDING",
"errorMsg": ""

 }

SPEI HPP & H2H 1. SPEI PayOut Country Uses:Request Parameters:SPEI Example Request:SPEI Example Response: